Credit Analyst wanted at Dubai Islamic Bank
The Job: Credit Analyst
This position is responsible for assisting RMs/SRMs/AVPs in day to day servicing of the relationships. And co-coordinating the administrative functions to assist senior members of the Team
Assist RMs / SRMs / AVPs in day to day servicing of the relationships and acting as their back-up in their absence while ensuring provision of high quality and timely service to clients
Co-coordinating with Credit to ensure proposals/ approvals follow up in an efficient and timely manner.
Assisting in credit proposal preparation by data collection and research activities.
Contributing to the provision of a high level of customer service by ensuring that all requirements for facilities are handled promptly and efficiently.
Coordinating with Operations to ensure that customer requests receive attention and resolved.
Coordinating with CAD to ensure that facility documents are lodged and limits encoded.
Following up with customers on Temporary Over Drafts (TODs) and preparing of deficiency reports.
Maintain regular contact with key relationships in consultation with relevant RMs / SRMs / AVPs to ensure servicing is as per their satisfaction.
Maintain contact with Ahlan Banking Services (ABS) to ensure that servicing of ABS customers is as per their satisfaction.
Co-ordinate handling of transactions for customers while the sales team is out on calls and seeking confirmations from them where required.
Identify risk issues in discrepant transactions and advise RM / SRM / AVP / Unit Head on the same.
Updating MIS on a monthly basis for a) tracking of portfolio balances & revenues, b) new relationship bookings and initiatives etc.
Monitoring of excess report & LMR and ensure that it is timely reviewed by the RM’s.
Assist RMs / SRMs / AVPs in their marketing initiatives (proposals, follow-up, appointments etc.).